Proprietary Behavioral Finance Engine

Enterprise-Grade
Consumer Protection
at Microsecond Speed

We built a behavioral finance engine that identifies financially vulnerable consumers in real-time. Backtested on 10 million synthetic users with 5.00% precision targeting. FCA Consumer Duty compliant out of the box.

10M+
Users Backtested
5.00%
Precision Rate
<5µs
Decision Latency
100%
FCA Aligned

5 Financial Phenotypes

RDTA, HMA, PFVA, PFM, SSSP — scientifically-modeled behavioral profiles that predict financial decision-making patterns.

Real-Time Intervention Engine

Sub-5 microsecond response time. Processes 120Hz interaction signals without main-thread blocking. Zero UI latency.

Scarcity Override System

Automatic detection of financial distress signals. Triggers protective interventions when RDTA score exceeds threshold.

Deterministic Replay

Full audit trail with seeded UUID generation. Byte-for-byte reproducible decisions for regulatory review.

Interactive CLI

Configure population size, risk ratios, and thresholds. Run individual test suites or generate comprehensive reports.

Zero-Integration Deploy

Client-side only. No PII transmission. No backend changes. Deploy with a single script tag.

Verified by 8 Automated Test Suites

Safety Backtest (10M Users)Combinatorial Explosion (10,626 Permutations)Monte Carlo Stress SimulationFCA Consumer Duty Scorecard8-Point Security AuditCross-Runtime ParitySensitivity AnalysisFormal Verification

Ready to protect your customers and meet Consumer Duty obligations?

Contact sales@nuxa.co.uk